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Financial Access

2019/2020 Tuition: $25,200

An LWGMS education is an investment... your daughter's future. Ever since its founding, LWGMS has been committed to offering financial aid to qualified applicants.

With equity and social justice at the core of our mission, we are steadfast in our resolve to have the resources available so that every accepted L-Dub girl receives everything our program has to offer. Recognizing that tuition and fees are a large financial commitment and for many, a significant barrier for entry, LWGMS reserves 15% of its overall budget to our Financial Aid Program. This aid is designed to offset the difference between a family's resources and the tuition and other costs associated with attending LWGMS.

LWGMS allocated more than $320,000 in need-based financial aid to 25% of the student body in the 2018/2019 school year. This commitment to access – and providing an L-Dub education to families who otherwise might not have considered one an option – is deeply important to us and to our community.

Financial aid awards do not need to be repaid.

 Included in Tuition

LWGMS tuition covers the the following for all students enrolled in our program:

  • 1:1 Chromebook use

  • Learning Support Program

  • Field Trips – day and overnight

  • Textbooks

  • Books

  • Student Planner

  • Martial Arts Belts

Other Costs to Consider

In addition to financial aid grants for tuition and fees, assistance is allocated to qualifying families for all of the areas listed below:

  • Academic Resource Center

  • Sports Program

  • After School Program

  • Outdoor Programs

  • Summer Camps

  • Yearbook

How We Make L-Dub Affordable

As part of our commitment to making the full L-Dub experience accessible to every student and applicant, we’ve implemented the following policies:

+ Fuerza Chest Fund

The Fuerza Chest was established for students in need of additional support to participate in school- and Fuerza Family Association-related activities – such as costs associated with student weekend gatherings and excursions, or tickets to our annual gala – not covered by tuition and fees or existing financial aid awards. All requests are handled confidentially and with sensitivity.

+ Fee Waivers

Application fee waivers and waivers for the ISEE and SSAT are available for LWGMS applicants through the Admission Office by emailing

Please note: SSS has established new fee waiver guidelines according to family income and will not charge a fee for qualified filers. Families who do not qualify for a waiver and would like assistance to cover the fee may request a waiver from LWGMS. To request a need-based waiver for any required component of our application process, please email


APPLYING FOR FINANCIAL AID in the 2019-20 Academic Year: An SSS Workbook and Instruction Booklet

APPLYING FOR FINANCIAL AID in the 2019-20 Academic Year: An SSS Workbook and Instruction Booklet

All families (new and returning) applying for financial aid must fill out a Parents’ Financial Statement (PFS) from School and Student Services for Financial Aid (SSS).
All required materials are due on February 6, 2020. Additional items required for the SSS online application:

  • An LWGMS Financial Aid Application Information Form found HERE. Please upload this form to your SSS account, and also submit one copy directly to the Financial Aid Team for our reference (LWGMS's SSS code is 4651);

  • Copy of signed, filed 2018 tax forms with all schedules and attachments (for all parents/guardians). Please note: 2019 tax forms must also be sent to LWGMS by 4/30/20 and awards will be conditional until 2019 taxes are reviewed.

  • Copy of 2019 W2’s and all 1099 Misc. statements and all other income statements for 2018 and 2019 (for all parents/guardians).

Items must be submitted for all parents/guardians.



Week of February 10, 2020 (Returning Families): The School mails notification re-enrollment contracts and applicable financial aid awards to returning families.

March 2, 2020 (Returning Families): Enrollment contracts and deposits due from returning families by 10a.

March 19, 2020 (New Families): The School mails notifications of first round admissions decisions and financial aid awards to new students and their families.

March 20, 2020 (New Families): The School posts online notifications of first round admissions decisions to new students and their families via Ravenna at noon.

Friday, March 27, 2020 (New Families): Enrollment contracts and deposits due from new families by 10a.

Enroll promptly to ensure your child’s financial aid award.

Due to the large number of families applying for aid and the limited funds available, the School cannot guarantee financial aid awards beyond stated enrollment deadlines. After enrollment deadlines have passed, unclaimed financial aid awards may be offered to applicants in the School’s financial aid waiting pool. The same process applies each year in which a family applies for Financial Aid.


In allocating financial aid resources, the financial aid committee considers the following criteria:

  • SSS Report of Family Contribution
  • Signed IRS 1040 tax form and supporting schedules, W-2 forms, SSS Business and Farm schedule, if applicable
  • Family circumstances
  • Grade-level socio-economic diversity
  • Grade-level enrollment goals
  • Adherence to the financial aid process and deadlines
  • Student profile

When balancing the above award criteria within the context of the school’s annual financial aid budget, admission decisions may be made with financial need in mind.


To determine eligibility, each family submits a Parent Financial Statement (PFS) and sends it to School and Student Service for Financial Aid (SSS). SSS is a service of the National Association of Independent Schools and is used by most K-12 schools to help determine a family's ability to pay tuition costs. The service and application process help to ensure that schools use the same methods and objective procedures in evaluating each family’s financial aid application. SSS applies information provided in the PFS to a formula to estimate the resources a family may have available to pay school costs. The formula considers taxable and non-taxable income, assets, liabilities, family size, and the number of students in tuition-charging schools or colleges. After allowances for basic necessities, taxes, and certain other expenses, a portion of the remaining funds are considered available for paying school costs. The results of this analysis are provided as a recommendation to schools families select in determining financial aid awards. If and when results are sent to Lake Washington Girls Middle School, the financial aid committee uses the SSS recommendation as well as additional pertinent information provided by the family to make its final determination of each family's need-based qualification. Confidentiality is of the highest priority in the financial aid process.


A committee appointed by the Head of School determines financial aid awards. Adhering to the above criteria, this committee prioritizes the allocation of assistance to students who originally enrolled with a financial aid grant. If funds remain, the committee weighs the goals and award criteria as they relate to the remaining financial aid applicants before allocating additional funds. It is LWGMS's expectation that families who begin paying full tuition will continue to do so. Families that feel they are able to afford only the first year of an LWGMS education should review their financial situation with the Director of Finance and Operations prior to enrolling. If a family’s financial situation changes suddenly and significantly in ways that are out of their control, the financial aid committee will accept and review an application for financial aid.


It is important that family effort and responsibility is demonstrated when making the choice to enroll a child in a tuition-paying school. We ask that all families contribute at least a portion of the tuition and that families prioritize their child’s education at LWGMS when considering summer camps, trips, and other enrichment programs.

Although unique circumstances are considered when determining family need, our expectation is that, in the case of two-parent families of school-age children, both parents are income-producing. A parent choosing to return to school and not earning an income may jeopardize qualification for assistance. If parents are separated or divorced, both are required to provide the SSS Parents’ Financial Statement and other necessary forms and documents. Parents who are self-employed or who own farms will be asked to provide the SSS Business and Farm form. Both forms are available online.


Applicant families may appeal the school’s financial aid decision to the Director of Finance and Operations. Appeals must be in writing and submitted within 15 days of the written date of the school’s decision.

+ Separated or Divorced Parents

The school considers the assets of both natural parents when evaluating the need for financial aid, regardless which parent has responsibility for educational expenses. If either parent has remarried or has a domestic living relationship with another adult, we may also consider the assets of the stepparent or domestic partner. Both parents or guardians and their current spouses or domestic partners, if any, complete a financial aid application and return all appropriate tax forms and schedules. It is the responsibility of the parent applying to LWGMS to ensure that all required adults as described above are represented in our financial aid application process.